How it works

From application to money in the account — what happens, in what order, and what we will never do.

1
Apply
Complete our secure online application. It takes about five minutes: business details, the owner, how much you need, your last 3 months of business bank statements, and an electronic signature.
2
We review
A funding specialist reads your statements the way a funder does — average deposits, balance trends, existing positions, NSFs — and tells you honestly where you stand before anything is sent anywhere.
3
Offers
We submit to the funders that fit your profile (not all 40 — the right 3 to 5). Offers normally come back the same business day. We lay them out side by side in plain dollars: amount, total payback, term, payment, and any fees.
4
You choose
Pick the offer, or none. There is no obligation and no fee to you for applying or declining. If we think you should wait, consolidate, or go SBA instead, we say so.
5
Funded
Sign the funder's agreement electronically. Funds are wired to your business account — same day with some partners, 1–3 days with most.

Apply